The Personal Playbook for a Rich and Purposeful Life

Retired Couple AI generated by Authos

Do you think about life and living personal core values?

I have thought about and worked on these for years and decided on the following:
Core Life Values

  1. Faith – Spiritual beliefs, purpose, and connection.
  2. Family & Friends – Relationships, love, and meaningful connections.
  3. Wealth & Financial Stability – Income, investing, budgeting, and financial growth.
  4. Lifelong Learning & Creativity – Reading, music, new skills, and continuous self-improvement.
  5. Care of Self – Health, fitness, mental well-being, and organizing critical life documents (Book of Life).
  6. Politics & Civic Engagement – Awareness, participation, and participation in the political world around me.
  7. Fun & Optimistic Living – Hobbies, travel, humor, and fun activities.
    I have added one more. It’s like the kitchen catch-all drawer and the starting point for defining and refining the seven values.
    +1: Daily Life Support (The Foundation)
    A practical system to organize daily, weekly, and long-term tasks, ensuring everything runs smoothly. Think of this as your life’s command center, your control panel—a structured way to manage essential tasks, track behaviors, and store important information.
    Daily Life Support System Includes:
    Task & Habit Tracking – Daily to-do lists, morning/evening routines.
    Financial Management – Budgeting, income tracking, bills, and investments.
    Essential Information Storage – Digital passwords, contacts, medical records, and key documents.
    Life Maintenance – Car, home maintenance, errands, appointments.
    Personal & Goal Tracking – Fitness, learning goals, writing progress.

After I started adding to and using the Daily Life Support System, I began to see the seven values more clearly, and I have been defining and refining them for years.

Begin or enhance your journey. Use the following as a starter:

Checklist for Organizing Your Life Values

Define Your Own Core Values – Do these seven resonate with you? Would you add or remove any?
Build Your Daily Life Support System – Choose a tool: a journal, digital planner, or spreadsheet.
Track and organize — Create a simple system for tasks, finances, and personal goals. I use Excel spreadsheets.
Regularly Review & Adjust – Are you spending time on what truly matters? Make changes as needed.
Live with Intention — Use this system to stay organized and ensure your life aligns with your values.

I am creating a “life-value Tracking Template.”
Let me know if you would like a copy.

Thank you for reading.

Out of Comfort, into Growth: Lessons Learned About Business Transformation

Image by Peggy und Marco Lachmann-Anke from Pixabay chain 307m

Are you afraid to step out of your comfort zone?


You’re not alone in that boat, many of us have these thoughts. Change can be intimidating, especially when it comes to the success of something you have poured your heart and soul into.


What if I told you that embracing change is the key to unlocking prosperity, I did in my business!

Intrigued?


I’ll share the game-changers that transformed my business journey.

I had quite an entrepreneurial journey of 33 months from the start until the actual purchase of this company. I purchased a company on July 1, 1997.

The company had been in business for almost 30 years. It was a manufacturing company in the Aerospace Industry.

As the new President and CEO, I knews the company was mine and I could run it. However, within just days I discovered the company was in dire straits.

We did government contracting; building aircraft cockpit control panels. Our local government inspector came into my office and told me we were in violation of government contracts and quality control and that he had the authority to shut us down and not allow us to build government products.


I had a lot of experience in running manufacturing facilities, but I was not prepared for a potential shutdown from the government.


Since I had just purchased the company, I asked the government inspector to give me a few weeks to correct our quality issues.


He did.

The product quality we were producing was also poor for others and several customers beyond the government were threatening to not buy from us. I got on planes to visit our upset customers and ask for time to set things straight and gain trust that we could build high-quality products.

Since we built panels for aircraft, quality was of the utmost importance.

Luckily, I had inherited several employees who had an interest in helping to build and make this a good company. I met with managers from all disciplines of the company, operations, quality control, engineering, human resources, and sales.


We knew we had to move quickly or else.

We decided to revamp our quality system and requested to enter and qualify for the Boeing D1-9000A quality program for suppliers. It was the best most stringent program on the market at the time.


Qualifying and having that rating would help us with Boeing company and others, especially the government.


For the next six months, we concentrated on qualifying for the Boeing quality rating, we were certified in December 1997.

Then we began systematically reviewing department-by-department personnel needs and defining what was needed to produce our products. One Lifeline we used to start the process was a book – “The Goal.”


No, it’s not just another business book; it’s a roadmap to success.


Written by Eliyahu M. Goldratt, this masterpiece unravels the mysteries of productivity and efficiency. It’s like having a mentor whispering sage advice in your ear. Our team was feeling overwhelmed by the thought of shaking things up.


“The Goal” was our reassuring companion, making change not only less daunting but somewhat exciting.

The fear of change, the fear of the unknown was gripping the company. People had been working there for years and they were not ready to embrace change. Some people had to be changed out and moved to other areas of the company and in several cases, they just had to leave the company.

If you’re thinking, “I’d be scared to make a move; what if I mess things up?”
We all have that fear but mine was real-time and had to be done now.

Our management team and I worked hard to effect change and get back in good graces with all our customers.

The good news was that the government inspector watched this entire process, he was there a lot to observe. As time went on and we improved, he and I became friends, and we were not threatened again with government contracts being pulled.

As we plodded through the next couple of years, we began to build the company, gained new customers, and grew sales year over year.


We made the company profitable.

However, it was about 5 years later that we discovered a process that tied everything together – lean manufacturing principles. Don’t let the word “lean” fool you; it’s not about cutting corners. It’s about efficiency, minimizing waste, and maximizing value.


Lean manufacturing is the unsung hero of business transformation, turning your fears into fuel for success. Implementing Lean was the best thing we did for growth and profitability.
More to come on the Lean Journey.

So, small business owners, get ready and trade the safe harbor of the status quo for an exhilarating voyage to greatness. Don’t sit and wait and hopefully, you never get in a situation like I inherited.


The journey was rough and trying, but the outcome was fantastic!

Thank you for reading this article.
Please comment on your journey to excellence.
It can be applied to any business.

Strumming Through Life: My Story of Musical Growth

Image by Gerd Altmann from Pixabay

I played guitar a little in high school and even joined a band for a few weeks, but I didn’t know enough songs and was asked to leave.

I took my guitar to college and played occasionally with dormitory friends, but never expanded my ability.

After getting married, I decided in my mid-20s to learn to play the banjo.

My dad once mentioned that if he had learned an instrument, he would have chosen the banjo, which may have influenced my choice.

I took a few lessons, bought my first banjo, and practiced 10 to 15 minutes daily after work.

It became a therapeutic way to relax after work and then engage more with my family.

I rarely played with others, thinking I wasn’t good enough.

I was a closet player.

One of my first teachers, an accomplished banjo player and teacher, gave me Scott Joplin’s “The Entertainer” during my third lesson.

That song is not good starter material.

It has several distinct parts, all different and challenging to play.

I always kept it in the background of my practice routine but never mastered it.

My playing has taken a more serious turn over the past six years.

Though I played on and off for many years, I never accomplished the banjo and never came out of the closet.

I was too afraid I wasn’t good enough.

In my business background, I have spoken to business owners in the aerospace industry, sometimes with audiences of over 500 people.

Public speaking was initially frightening, but as time passed, I became comfortable with it, learned speaking techniques from Toastmasters International, and enjoyed the experience.

After semi-retiring, I told my wife and family I wanted to learn to play with others and even attend jam sessions.

Getting out and playing with others has been a frightening but gratifying experience.

My first time at a jam session was painful for me, but the group was warm and encouraging.

I played pretty easy songs, but timing and consistency were missing.

The group kept pushing me to come back.

The best way to learn is to play with others, but I was afraid and never would go out.

However, since starting, I have joined a bluegrass group, played in a band, and now perform at retirement centers and churches with a group called “The Red River Roses.”

I am also now relearning the guitar.

Playing music is a gratifying part of my life, bringing relaxation and new friendships.

If you’ve ever felt the pull to pick up an instrument again or to play more openly, I encourage you to take that step.

Remember, embracing lifelong learning and sharing your music with the world is never too late.

Call to Action:

Share your musical journey!

Whether you’re a closet player or a seasoned musician, your story can inspire others.

Join local music groups, participate in online forums, or connect with fellow musicians on social media.

Let’s create a community where we can all learn, play, and grow together.

After 45+ years, I have finally learned to play “The Entertainer.”  (Click and see for yourself)

Published on medium

Thank you for reading.

Please comment.

Reflections and Resolutions: Building a Better Future, One Category at a Time

Image by Simon from Pixabay resolutions

Less than three weeks before the year draws to a close.

It’s a perfect time to reflect on the journey traveled and set the course for the year ahead.

I’ve found that breaking down my life into specific areas has helped me focus on what truly matters.

Here are the eight categories I use for my year-end review, and perhaps they can inspire you too:

  1. Faith: Reflect on your spiritual journey.

Have you nurtured your faith this year?

Whether through prayer, meditation, or community involvement, acknowledge the growth and set intentions for deepening your spiritual connection in the coming year.

  • Family/Friends: Relationships are the cornerstone of a fulfilling life.

Take stock of the time and effort you’ve invested in your family and friendships.

Consider ways to strengthen these bonds and create lasting memories together.

  • Wealth/Investing/Income: Assess your financial goals and achievements. Celebrate the wins, learn from the losses, and adjust your financial strategies accordingly. Whether it’s saving more, investing wisely, or exploring new income streams, aim for financial growth in the upcoming year.
  • Lifelong Learning/Books/Music: Learning is a lifelong journey.

Consider the books you’ve read, the new skills acquired, and the music that has inspired you.

Set ambitious yet achievable learning goals for the next year, be it picking up a new instrument, diving into a new genre of books, or exploring different forms of art.

  • Care of Self: Your well-being is paramount.

Reflect on how you’ve taken care of yourself physically, mentally, and emotionally.

Identify areas for improvement and commit to self-care practices that promote a healthier, more balanced life.

  • Politics: Stay informed about the world around you.

Reflect on your engagement with politics and consider how you can contribute positively to your community.

This could be through volunteering, advocating for causes you believe in, or simply staying informed and participating in civic activities.

  • Fun & Optimistic Living/Writing: Life is meant to be enjoyed.

Take stock of the moments that brought joy and laughter.

Embrace a positive mindset and look for opportunities to infuse more fun into your daily life.

If you enjoy writing, consider journaling your experiences and thoughts as a way to preserve memories.

  • Daily Life Support – Must-Do Items: Sometimes, routine tasks can be overlooked, but they are the foundation of a well-organized life.

Reflect on the efficiency of your daily routines and adjust where needed.

Streamline tasks to create more time for the activities that truly matter.

As you work on this year-end review, remember that it’s not about perfection but progress.

Embrace the lessons of the past year and use them as stepping stones toward a more fulfilling and purposeful future.

Make 2024 your best year yet!

Thank you for reading this post.

Get started today.

Good luck next year!

Bottom Line, how many times should you call on a prospect

Image by Peggy und Marco Lachmann-Anke from Pixabay

As many as it takes to find out if they can use your product, or if they can’t or won’t.

Then move on!

How many times should you call a prospect?

It has been reported that:

48% of salespeople do not make a follow-up call and 44% of salespeople do not make a second follow-up call.

Given that 93% of executives pick up on the third attempt, it’s important to follow up at least twice.

Only 8% of salespeople go in and ask for an order a fifth time or more.

After 35+ years of selling and owning my own business, I can attest to these numbers from both sides as a salesperson and company owner. 

Are prospects “AWARE” of you?

As a salesperson, I knew that there were customers needing my product. However, I quickly found that timing was crucial. 

After a year or so of walking out too soon, and not going back, I learned that timing and staying in touch were everything. 

Maybe the customer wasn’t thinking of buying my products that day, maybe the budget wasn’t set, maybe, maybe, maybe. 

I had to keep talking with them until I received an ultimate “NO NEED EVER – GET OUT AND STAY OUT!”, — or — an Order!

As the owner of my own business for more than 15 years, I had countless salespeople call only once and never call back. 

I believe from experience that the above statistic of quitting after the first call is not correct, the number is much higher than 44%. 

let’s go with the above. 

If only 8% of salespeople call more than 5 times on a prospect — it is no wonder, why this 8% get 80% of the business.

If you are certain a customer needs your product — You need to be hovering and creating some form of non-confrontational awareness to that customer. 

I have had prospects wanting me to contact once per week, once per month, others, once per quarter, Etc. 

Always try and find an approach that keeps you in the “Awareness” zone.  Not pestering, no whining, not in the way. 

Learn this and your sales will soar. 

Thank you for reading this article. Let me know your thoughts.

What makes a good salesperson?

I believe there are 7 traits of a good salesperson:

1. They have a sense of learning about and caring for the customer. They help the customer decide if their product solves a problem or makes their life and company better. They demonstrate why the customer should believe in them and, in turn, buy from them. Many salespeople care only about the sale.

2. They have good listening skills. Most of us wait during a conversation to tell our next story and do not listen to the person speaking. A good salesperson listens and tries to determine the real need of the customer.

3. They are persistent and keep coming back. Too often, salespeople are one-and-done; they make one call on a prospect and never come back.

4. Above all they are honest. If their product doesn’t fit the customer, they acknowledge it and stop selling that customer. But good salespeople always ask for a referral.

5. They are confident in the product they are selling. There is no quicker way to lose a sale than not being very confident and comfortable with the product or the company the salesperson is working for.

6. Good salespeople are diligent and focused on their profession. They perform the daily behaviors that will produce results. They never waiver from the goals to find more customers and sell more products.

7. Today customers can find out about a product through an internet search. I believe salespeople must provide more insight into total market conditions around them and the customer than in the past. They need to be aware of current events and conditions and know the impact of today’s environment. They bring a more holistic view to the customer.

Finding and being a good salesperson is sometimes hard to do. A good salesperson understands and assists customers.

What are your thoughts to add or maybe even subtract from this list?

Can Banjo and/or Guitar be learned later in life?

Can Banjo and Guitar be learned later in life?

Yes, it can be learned.

The problem when learning at almost any age, especially later in life, is that we compare ourselves to the best of the best.

· I want to play banjo like Earl Scruggs, but it isn’t going to happen.

· I want to play lead guitar and be in a famous band, but it isn’t going to happen.

For years I have been a closet player. I would not play in front of people.

I played many songs, but as I now know, I was not playing them well. I certainly was not playing with good timing.

Several years ago, I decided to take a 6-week course in Bluegrass jamming. There were about six adult learners that signed up and showed up for the class. It was a real eye-opener.

We all were in the same boat, adults who never played in front of or with others. It was a tough inner fight to go to the class, stay at the class, and show up for the rest of the classes. I am glad I did. One lady never returned after the first class.

Later as the classes progressed, the instructor said it was interesting to watch us the first couple of sessions. Some people had to be reminded to breathe. That was me for sure.

As we progressed, it became easier. I even led one song and sang a couple of bars. I won a prize for stepping out of my comfort zone.

After the six weeks were complete and we graduated, I felt as though I was ready to go out and jam. The problem was that there were few places to go. I live in Texas, not a lot of Bluegrass jamming going on.

Over the past several years, I have noticed an interest growing in Bluegrass music. I have heard of several jamming groups but never attended.

Recently I moved to a new community; they have a Bluegrass band that plays within the community. They have weekend driveway gigs periodically, and I have met several members of the band. I was invited to jam with a couple of members of the group.

Wow! Even though I had gone to and graduated from a jam class, I was not prepared for this, but I thought I was.

They were very supportive people; they had all been beginners at some point. I had learned only the basics of jamming etiquette. I was still not prepared to jam and stay on time with others, but I was learning. I now attend weekly jam sessions with two of the band players. 

I have attended an actual jam session at the county courthouse.

This jam session was an awakening for me. The group meets on the steps of the courthouse every Saturday morning, weather permitting. At my first visit, about 15 musicians showed up, 6 or 7 guitar players, three fiddle players, a dobro, and several other instruments, all there to play bluegrass music.

I was the only banjo that day. I again had trouble breathing but stayed to see how their jam worked. We were in a large circle, some people standing some sitting. I had a stool and sat.

As we progressed around the circle, each person turned to suggest a song for the group to play. I told them, Cripple Creek. I could barely get the melody out of my banjo, but I made it through my first song.

Everyone, there was accommodating and had good words for my continued playing with the group.

I watched and listened and tried to keep my banjo in time with each song I heard. There were many songs I did not know, and I had to sit there and not play. I found this the same problem for other players; I wasn’t the only one.

I went back the next week and got through two songs, not my best playing but better each time. This group with varying members has been playing at this venue for over thirty years.

If you are an alone player or closet player, I highly recommend finding others to play along with and jam. Having internet access to songs and practicing along is good but getting out with real people is the way to learn and advance.

I have also restarted the guitar. I played in high school many years ago. I plan to take my guitar to jam sessions soon.

I am now in my early 70s and can’t wait to go to my next jam session.

Do you have a later-life learning experience to share?

Do you have a system to record Life experiences?

“Life is a collection of experiences, people met, and books read” – according to Jim Rohn

Have you heard of and followed the extraordinary life and business philosopher, Jim Rohn? 

I have read his books, articles, listened to tapes, and attended his seminars. 

One article captured my attention and prompted a change in my behavior many years ago.  

Jim Rohn talked about the habit of writing down daily life experiences. He described his early journaling as a process of continuously writing things down all day long so that he wouldn’t forget the thought of the moment. 

He wrote on scraps of paper, napkins, post notes, anything he could find. Then he put them in a drawer. He then described having a drawer full of information that was not neat and was hard to organize.

We all want to remember and save ideas of the moment. Many of us either forget the idea later, or like Jim Rohn, we have a great collection of paper scraps with notes.  That was me.

Jim Rohn changed and thought it best to journal, in a sense, all day long. He started keeping a notebook at his side to jot down notes and thoughts of the moment.

I decided this was something worthwhile and started carrying a notebook with a daily date and began writing whatever thoughts I had that seemed essential to keep. Some days hardly anything. Some days I filled two pages. 

My books are messy and not organized, but I have a chronological method of getting experiences on paper. Generally, each month I go back through the past one or two months looking for ideas’ thoughts, or things that still seem significant.

I talk to people who want to start journaling but don’t know-how. This method has been working well for me. I have taught it to others.

I have books of my life experiences, and I attest to it –“Life is a collection of experiences, people met, and books read.”

Start keeping a daily running book of life, and you will be astonished at how you and your life can be changed and influenced.

Make 2022 your best year yet!

Let me know your thoughts.

What trait makes a good salesman; Ingenuity, Persistence, Never stopping?

Some years ago, I had possibly the best Receptionist/Gatekeeper in business; she understood and could stop nonessential salespeople from getting through. One day our Receptionist/Gatekeeper brought me a package. It had been hand-delivered.

In the package was a T-Shirt from my alma mater — — Indiana Institute of Technology, and a note from the salesman requesting an appointment and comment that he hoped I appreciated his effort to get my school T-shirt. He said he would call in a few days.

I graduated from IIT in 1973 with a Bachelor of Science in Mechanical Engineering, the idea that this salesman had gone to the trouble to get me the shirt was unique, and I liked his style.

At that time, I instructed our receptionist/gatekeeper that I was impressed by this salesperson and would take the call. After researching his company, I was pretty sure I would not need his services.

However, I would listen to him and then, if possible, direct him to a referral.

He never called!

I thought this salesman had ingenuity, the quality of being clever, original, and inventive.

How many times have you had seemingly good salespeople not follow up? Good selling or bad selling?